Aid Programs by Category

Student Loans

1.       Federal Direct Unsubsidized Student Loan- The borrower is responsible for interest that accrues during deferment periods (including in-school) and during the six-month grace period. Graduate students may borrow $20,500 per academic year (fall, spring, summer).

2.       Alternative Loans- A list of private lenders can be found at www.elmselect.com . Each lender maintains their individual website with current interest rates and other pertinent information. Be sure to stay informed of interest rates and repayment responsibilities.

3. Graduate PLUS – available to graduate students who have exhausted their annual direct loan eligibility. The borrower must meet PLUS loan borrow criteria as explained in https://studentaid.gov. If approved, the borrower is responsible for interest that accrues during deferment periods (including in school) and during the six-month grace period. Borrowing power is based upon a student’s cost of attendance less any other current financial assistance.

Institutional Programs

Students may qualify for one of the following scholarships dependent upon their program of study:

  1. Graduate Scholarship- Graduate Scholarships are available for $50 per hour to students enrolled in general UMHB graduate programs.
  2. Ed.D . Fellowship- Students enrolled in the Doctor of Education automatically qualify for this scholarship. The Ed. D. Fellowship scholarship pays $100 per hour.
  3. DPT Scholarship- Students enrolled in the Doctor of Physical Therapy Program automatically qualify for this scholarship. The DPT Scholarship pays $200 per hour.
  4. Nurse Practitioner Scholarship- Students enrolled in the Nurse Practitioner Program automatically qualify for this scholarship. The Nurse Practitioner Scholarship pays $100 per hour.
  5. Graduate Assistantships- Graduate assistantships at the master’s and doctoral levels are available in a number of graduate programs. Assistantships must relate to the student’s academic objective and be supervised by a member of the Graduate Faculty. UMHB offers a variety of Graduate Assistantship opportunities, which may include a full tuition scholarship, a partial tuition scholarship, part-time employment or a combination of scholarship and employment. Duties may include research assistant, office duties, lab supervision, student advising, student academic assistance, and/or practical supervision.  Graduate assistantships are available through academic departments and colleges.